We offer a range of competitive health care plans available in the market.

Serra Benefits offers medical, dental, vision, and life insurance benefits for employer groups and individuals & families both on and off exchange. We offer medicare advantage plans, medicare supplements, and prescription drug plans for the senior market.  We also offer a large portfolio of various life insurance products at the most competitive rates, long-term care insurance, disability insurance, and annuities.  Let us help you make the right choices about these, and other important forms of personal insurance protection.

  • We represent all of the top insurance carriers, Major medical carriers include, and not limited to Aetna, Anthem Blue Cross, Blue Shield of California, California Choice, Covered California, Kaiser Permanente, Health Net of California, Molina, Oscar, Sharp, Shop through covered Ca, and United Health Care. 
  • We offer PPO & HMO options for group and the individual & family markets, including Covered Ca and SHOP.
  • We are independent agents, and shop the most competitive prices in the market.
  • We offer personalized, hands-on service from experienced, knowledgeable, and licensed insurance professionals to help you select the appropriate coverage to best meet your needs and budget.

 

OPEN ENROLLMENT 

November 1st – December 15th = January 1st Effective Date

December 16th – January 31st = February 1st Effective Date

 

ALL ON-Exchange via Covered Ca and OFF-Exchange Direct

Open Enrollment for is for new enrollments and for existing members to make any necessary changes. Once open enrollment closes on January 31st, you may no longer enroll unless you have a qualifying life event such as loss of work coverage, marriage, divorce, birth of a baby, adoption, etc… Any of these events trigger a Special Enrollment Period, which allows you to enroll outside of the annual open enrollment period. Special enrollments may be year round. You have 60 days to enroll from the event date of the qualifying life event.

The Patient Protection and Affordable Care Act (PPACA) has mandated all plans to be guaranteed-issue. No one may be denied. No one may be rated up due to pre-existing conditions or medications.

Call us today at 760-439-9700 to review your options or click here for a quick insurance quote.