Covered California Exchange

Covered California Exchange

All of our staff at Serra Benefits has been certified with Covered California.

We can help figure out what you are eligible for, apply, select a plan and service the account. We have the ability, knowledge, and experience to help our clients ON and OFF the exchange.

The benefits of using us for going onto Covered CA are as follows:

  • We have years of experience in the health insurance market. We know insurance plans inside, can explain them, and make recommendations based on your needs.
  • The employees of the California Exchange are only required to go through a short certification course. Most will not have the experience we have and are limited in what they may help you with. They cannot help you off exchange if your needs change.
  • It does not cost you anything to use us and we save you time! The insurance companies pay us a commission for helping you, so it is free to use us.
  • After your plan is enrolled, we are here to direct you on policy issues and questions. You will receive consistent help from the same certified agents every time.

For information or to enroll, please contact Angela Young at or 760-672-0375.

As of 2014, the law requires everyone to purchase health insurance as part of the individual mandate. If you do not purchase health insurance, the following tax penalties apply and will be reconciled at tax time:

2014: $95 or 1% of your gross income, whichever is greater
2015: $325 or 2% of your gross income, whichever is greater
2016: $695 or 2.5% of your gross income, whichever is greater