Group Health Insurance

Give you and your employees security for the future.

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Individual/Family Insurance

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Life Insurance

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Serra Benefits & Insurance Services – “Where service is everything”

Since 1997, Serra Benefits & Insurance Services has been helping individuals, families, and business owners all over California make informed decisions for their insurance needs.

Serra Benefits & Insurance Services specializes in group health and employee benefit packages, life insurance, individual and family medical, dental, and vision plans, Medicare supplements, Medicare advantage plans, and prescription drug plans for the senior market, annuities, long-term care insurance, disability insurance, critical care insurance, short-term health plans, and travel insurance.

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We offer insurance plans for individuals, families, and small businesses including health insurance, medicare supplements, dental insurance, life insurance, and more.

Get a free quote today.

We offer insurance plans for individuals, families, and small businesses including health insurance, medicare supplements, dental insurance, life insurance, and more.

Get a free quote today.

Get Quote

Meet Your Needs With Health Insurance Broker In Oceanside & Carlsbad CA

Q: How do I find the best group insurance company for my company?

When choosing a group insurance company, it is important to understand the needs of your employees and evaluate different policy providers carefully. Not all providers operate in your best interest. With the assistance of Serra Benefits & Insurance Services, businesses can access guidance and solutions designed to deliver quality coverage that supports both employers and employees.

Q: How do I get low-cost employee benefits in Oceanside?

You can save on employee benefits by working with a trusted insurance agency that prioritizes your needs. Serra Benefits & Insurance Services is a customer-focused agency that works closely with businesses to find affordable employee benefit solutions while ensuring quality coverage for your team.

Finding affordable health insurance locally in Oceanside & Carlsbad CA and state-wide can be a challenge. Comparing policy benefits and rates from different insurers on your own can be difficult and time consuming. Figuring out the newest rules and regulations or the best path to getting insured on-exchange vs off-exchange is confusing. Leave it to medical insurance brokers at no cost to you. Serra Benefits & Insurance Services is a health insurance agent that can help you find the right coverage to meet your needs anywhere in California.

Insurance Services

Since 1997, Serra Benefits & Insurance Services has been helping individuals, families, and business owners all over California make informed decisions for their insurance needs. We offer a full range of insurance services for customers in Oceanside, Carlsbad, and throughout California. These services include group health and employee benefit packages, life insurance, individual and family medical, dental, and vision plans, Medicare supplements, Medicare advantage plans, and prescription drug plans for the senior market. We also offer annuities, long-term care insurance, disability insurance, critical care insurance, and travel insurance.

We put our expertise to work for you through education and service. As a member of NAHU (National Association of Health Underwriters) and CAHU (California Association of Health Underwriters), we remain knowledgeable and undergo continuous education and on-going training on topics specific to our industry. We are able to bring you up to date, cutting edge information and platforms on today’s ever-changing individual and group insurance market place.

We adopted “where service is everything” because we recognize that educating our clients, offering them support, and providing excellent service are all important to your success and ours. It is the excellent service and going above and beyond that sets us apart from the rest. Our goal at Serra Benefits is to become your trusted insurance coverage support system. We know each of our clients may have unique needs or goals. We take the time to understand them, present solutions, and help you carry them through.

Serra Benefits & Insurance Services Office - North San Diego County

Our office is in beautiful North San Diego County in downtown Oceanside on Oceanside Boulevard. We service individuals and families all over the state of California and employers throughout Southern CA. We also serve our community by offering in-person assistance locally as a Covered California storefront.

Our Services

Dental and Vision Insurance

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Our Carriers

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Latest Insights

Our Reviews

What to Do When You Receive an Unexpected Medical Bill: A Step-by-Step Guide for Californians

You had the procedure, your insurance card was on file, and you thought the matter was closed. Then an envelope arrives with a balance you never saw coming. An unexpected medical bill is stressful, but it is not always final. Billing errors are common, claims get...

Hello BretzMedia | Oct 9, 2026

best health insurance plans for California

A Beginner’s Guide to Medicare: Understanding Parts A, B, C, and D

Turning 65 or approaching Medicare eligibility can feel overwhelming, especially with four different parts of coverage to sort through. Understanding Medicare Parts A, B, C, and D is the first step toward choosing the coverage that actually fits your health needs...

Serra Benefits | Jul 19, 2026

John & Angela are amazing!

John & Angela are amazing! In a serious time of need where my son was diagnosed with cancer, John and Angela jumped through hoops working over the weekends and into the evenings to find the perfect health insurance policy for his treatments. If it hadn’t been for their due diligence and expertise in this field I don’t know what I would be doing right now. I would recommend them with the highest of standards to anyone in need.

– Kristen B

I'm so grateful to Angela for her support over the years.

Long overdue review! Angela has been helping me with my health insurance for years now. It would have been so challenging to navigate choosing the right plan on my own, it all seems so overwhelming. Last year she guided me towards a plan that ended up saving me thousands of dollars due to a hospital stay.

Not only is she professional and knowledgeable, she is kind and a good listener! Definitely give Serra Benefits an opportunity to help you with your insurance needs. I’m so grateful to Angela for her support over the years.

– Jennifer P.

I can't say enough about them.

I’ve use Serra Benefits for 20+ years. I can’t say enough about them. John Young will look out for your best interest. He’s done our group insurance open enrollment every year and he actually explains the plans to the employees. We happen to be a medical group and I’m dumb founded that other brokers aren’t explaining the policies to their clients. I actually keep a stack of Serra Benefits cards and hand them to patients when they are confused due to their brokers not explaining the plans to them.

– Johnna G.

Give her a call and you won't be disappointed!!!

Angela helped me determine what medical insurance would be good for my family when I decided to stay home from work to be with my kids when I was the one who carried benefits for our family because my husband own his own business. All of the things I’ve heard about private insurance being a mess are out the door and I’m so happy that day that we are very pleased with our new insurance that Angela helped us get! She was so fast at returning emails and phone calls and answered ALL my questions… and I had a ton! Give her a call and you won’t be disappointed!!!

– Mallory M

The best of the best!

The best of the best! They saved us a lot of money, seriously, huge discount!! I´m so happy with them, after several years managing our old business insurance needs now they are helping us with our personal insurance, I don´t need to look around!

– Jorge T.

Thanks for years of excellent service.

Angela and John have been taking care of our health insurance needs for years and we have always been very happy with their service. Most recently they have guided us through the maze of medicare which is no easy job! Thanks for years of excellent service.

– Nancy E.

100% there EVERY time I needed them.

100% there EVERY time I needed them. Angela is, in my opinion, irreplaceable and irresistible; she did for me, on more than one occasion, what I wasn’t capable of doing at the time. I went through treatments for my health and was overwhelmed by life itself…Angela kept me in good standing with my insurance and helped me find the policy that custom fit my needs. She continues to avail herself long after the policy is in place. I continue to be very thankful and have been going through Sierra Benefits for years now. Today, I am much healthier and intend to benefit from this company for years to come

– Kimberly S.

John and Angela go the extra mile for you.

Serra Benefits has assisted me and my business for years not only in the health insurance realm, but also in managing my retirement assets. I have been a client of Serra Benefits for many years. Clients of mine that I have referred over the years have also commented on the great level of service they receive from this outfit. John and Angela go the extra mile for you.

– Eric D.

I worked with Angela and she was amazing.

Last year when our family moved from Los Angeles we needed to find new insurance coverage for our family in Carlsbad. I worked with Angela and she was amazing. She gave us all our options and walked us through the whole process. She made it so simple and the application process was seamless. We truly appreciate your expertise and are so grateful that we were able to work with you!

– Laurel S.

I cannot recommend them enough.

I have been working with John and Angela for a couple years now, they have been so helpful, professional and kind. Shopping for insurance is a nightmare in itself and Angela has made it easy. When there have been a couple bumps in the road with the insurance company Angela takes care of it right away. Overall, these two go to bat for their clients and run their business with the upmost integrity. I cannot recommend them enough.

– Carmina L.

Frequently Asked Questions

Q. How do I find the best group insurance company for my company?

When it comes to choosing a group insurance company, you need to thoroughly understand the needs of your employees. Not all policy providers are working in your interest, but with the assistance of Serra Benefits & Insurance Services, you are better placed to deliver quality.

Q. How do I get low-cost employee benefits in Oceanside?

It is easy to save when you choose Serra Benefits & Insurance Services. We are a completely customer focused agency who put the needs of you and your employees as our top priority.

Contact us

Serra Benefits & Insurance Services

2821 Oceanside Blvd. Unit E
Oceanside, CA 92054

Phone: 760-439-9700
Email: jyoung@serrabenefits.com or angela@serrabenefits.com

CA License Number: 0C17508